New program lets qualifying businesses earn real cash automatically deposited each month based on eligible card processing volume.
MURRAY, Utah — October 2026 — Utah EZ Pay announced that its parent company, iSmart Payments, has launched MonthlyCashRewards.com, a new program designed to give qualifying businesses something back from the card payments they process every day.
Instead of traditional rewards based on points, miles or merchandise, Monthly Cash Rewards provides participating businesses with real cash automatically deposited each month based on eligible card processing volume.
The concept is simple:
Process Payments. Earn Monthly Cash Rewards.
“Business owners spend a tremendous amount of money every year accepting card payments,” said Greg Kapitan, founder of Utah EZ Pay and payment technology consultant since 2009. “We wanted to turn that relationship around and create a program where processing payments can actually generate an additional monthly benefit for the business.”
Get Paid Twice. Every Card Sale.
Monthly Cash Rewards is designed to work alongside the payment technology businesses already need to operate.
Qualifying businesses can earn cash rewards based on their eligible card processing volume, with rewards automatically deposited into their bank account each month.
There are no points to redeem and no merchandise catalogs. The business receives actual cash that can be used however the owner chooses.
Point-of-Sale Systems Offered at No Charge
Depending on the business and solution selected, participating merchants can access modern point-of-sale technology from SUNMI, Dejavoo, Payanywhere, PAX and more — with qualifying POS solutions offered at no charge.
These systems can provide much more than payment acceptance, with options for mobile payments, inventory, employee management, reporting, invoicing, payment links, Text-to-Pay and other tools depending on the platform selected.
The goal is to match each business with technology appropriate for the way it operates rather than forcing every business into the same payment system.
Instant Dual Pricing.
Clear at Checkout Seen in This Video Link.
With qualifying complimentary POS solutions, businesses can use iSmart Payments’ Instant Dual Pricing model, allowing them to present separate digital cash and card prices for customers to select while eliminating their card processing expense and still earning Monthly Cash Rewards.
Instead of a processing expense appearing on a statement after the transactions have already taken place, Dual Pricing moves that cost into the open with a clear, customer-facing pricing approach at checkout. No surprise bill after the fact.
Customers can see their payment options and choose how they would like to pay, while the business gets a more predictable approach to managing payment acceptance costs.
See Your Potential Monthly Cash Rewards
iSmart Payments has also created an interactive Monthly Cash Rewards Calculator that allows business owners to move a simple slider based on their monthly card processing volume and immediately see an estimate of their potential monthly, annual and long-term cash rewards.
For example, based on current program levels, a qualifying business processing $100,000 per month could earn approximately $400 per month — or $4,800 over 12 months and $48,000 in ten years.
Business owners can try the calculator and learn more about the program at:
Monthly Cash Rewards Calculator
Real Cash. Your Choice.
Monthly Cash Rewards aren’t restricted to a particular business expense.
Businesses can reinvest the money, recognize employees, purchase equipment, build their marketing budget, support a local organization or simply add the rewards back to their bottom line.
“Our philosophy is that they’re your rewards and your choice,” Kapitan said. “We provide the payment technology and automatically deposit the rewards. The business owner decides what impact those rewards can have.”
Built in Utah. Available Nationwide.
Utah EZ Pay provides local payment technology consulting, setup, training and support to businesses throughout Utah and is a member of the Salt Lake Chamber.
Its parent company, iSmart Payments, serves businesses nationwide and has provided payment technology consulting since 2009.
“We’re a Utah company, so being able to introduce something different to other local businesses is especially exciting,” Kapitan said. “Whether it’s a retailer, restaurant, contractor, automotive shop or professional service business, our goal is to help owners look at payments differently with customer facing transparency.”
About Utah EZ Pay
Utah EZ Pay helps Utah businesses accept payments with modern point-of-sale systems from Square, Clover, Dejavoo, Sunmi and others offering Dual Pricing, ACH Pay-by-Bank, mobile payment technology and personal local support.
Utah EZ Pay is backed by parent company iSmart Payments and serves businesses throughout Utah.
About iSmart Payments
iSmart Payments is a payment technology consulting company serving businesses nationwide. Since 2009, the company has helped business owners evaluate payment processing, point-of-sale systems and emerging payment technologies powered by North, Fiserv, Square and others.
Learn more:
