Chartway Credit Union is pleased to announce the appointment of Jhae Smith as its new Vice President of Commercial Lending.
Smith brings more than two decades of experience in commercial lending, with expertise spanning SBA, commercial real estate (CRE), commercial and industrial (C&I), construction, acquisition and development (A&D), and syndicated lending. Throughout her career, she has built a reputation for structuring complex credit facilities, driving growth, and delivering innovative solutions that support businesses and communities.
As Vice President of Commercial Lending, Smith will lead Chartway’s commercial and small business lending strategy, overseeing loan production, portfolio performance, and risk management. She will play a key role in expanding Chartway’s presence in the commercial lending space, driving sustainable growth, and delivering innovative financial solutions to businesses across the credit union’s footprint.
“We’re thrilled to welcome Jhae to the Chartway team,” said Steven Lee, Chartway’s chief lending officer. “Her proven track record in commercial lending and her ability to cultivate strong client relationships make her a tremendous addition to our leadership team. With Jhae’s expertise, we’re well positioned to expand our commercial lending solutions and support businesses across our markets.”
“I’m excited to join Chartway and contribute to its growing commercial lending program,” said Smith. “Chartway’s commitment to building lasting relationships and supporting businesses aligns closely with my own approach to lending. I look forward to partnering with our teams in Utah and Virginia to deliver innovative solutions that help our members and communities thrive.”
Before joining Chartway, Smith served as Senior Vice President and Senior Commercial Business Manager at Capital Community Bank, where she built and managed a $300 million commercial loan portfolio and led development of specialty lending programs. Her leadership experience also includes senior roles at First National Bank of Layton, First Utah Bank, JPMorgan Chase, Bank of the West, and Zions Bank.
Smith earned a bachelor’s degree in business management and master’s degree in business finance from Colorado State University Global. She is also a graduate of the Pacific Coast Banking School at the University of Washington, widely recognized as the premier national graduate school of banking. Her professional training includes SBA lending certification, formal credit training, and leadership development programs.
About Chartway
Since 1959, Chartway has been unlocking the potential of individuals and families so they can thrive. Member-owned and values-driven, our $3.1 billion credit union proudly serves more than 260,000 members with branches in Utah, Texas, and Virginia. We’ve been recognized by Forbes as one of America’s Best-In-State Credit Unions, included on American Banker’s Top Credit Union to Work For list, and received numerous other top workplace and best credit union accolades. Reflecting a bright way forward, our charitable arm – the Chartway Promise Foundation – has granted $16 million to provide medically fragile children and their families memorable experiences that bring joy, hope, and smiles. For information on our vibrant organization, please visit www.Chartway.com and follow us on Facebook, Twitter, and Instagram.
